TOP's Soldier and Veteran Benefits Report

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SBP at retirement — drill deck

A premium from retired pay. Spouse concurrence is real if you elect less than the maximum.

8 min · Soldiers retiring · Education only. Not a claim. Not Army or VA product.

One-pagers (single sheet)
  1. Slide 1 · What it is · TOP's

    An annuity for a survivor. Not VGLI. Not VA life insurance.

    • DD Form 2656 during retirement processing.
    • Married: the spouse generally has to concur in writing to take less than maximum spouse coverage.
    • Gray area already had the RC-SBP clock. Do not mix the two forms.

    1 / 2 · Verify on Survivor Benefit Plan before anyone enrolls.

  2. Slide 2 · After · TOP's

    Life events go back to DFAS.

    • Marriage, divorce, a child aging out: DD 2656-6 for many changes.
    • A survivor starts the annuity with DD 2656-7. DFAS retired pay: 800-321-1080.
    • The 1SG does not elect this for the Soldier.

    2 / 2 · Verify on Survivor Benefit Plan before anyone enrolls.

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Survivor Benefit Plan