Slide 1 · Why this matters · TOP's
TRS is a purchase. It is not automatic.
- Drilling Guard and Reserve do not get Prime by showing up.
- Most of the formation has never opened Beneficiary Web Enrollment.
- This brief is education. Nobody files anything for you.
1 / 5 · Verify on TRICARE.mil TRS before anyone enrolls.
Slide 2 · Who qualifies · TOP's
Selected Reserve. That’s the door.
- Ready Reserve: ARNG, USAR, and the other Selected Reserve components.
- Not on active-duty orders that already give Prime or Select.
- Not IRR, Retired Reserve, TAMP, or a federal employee with FEHB.
Speaker note: Speaker: if they are dual-status federal, they usually cannot buy TRS. Send them to the official eligibility page, not a rumor.
2 / 5 · Verify on TRICARE.mil TRS before anyone enrolls.
Slide 3 · 2026 money · TOP's
Flat premium. Rank does not change it.
- Member-only: $57.88 / month.
- Member and family: $286.66 / month.
- Deductibles do change with rank. E-1–E-4 vs E-5+.
- Rates move. Confirm on TRICARE.mil before anyone budgets.
3 / 5 · Verify on TRICARE.mil TRS before anyone enrolls.
Slide 4 · The clicks · TOP's
milConnect → Benefits → BWE → Purchase TRS.
- Official portal only. No Facebook ad. No ‘helper’ site.
- Sign in with CAC, DS Logon, or Login.gov.
- Pick member or family. Set EFT or allotment. Submit.
- Not done until the payment method is real.
4 / 5 · Verify on TRICARE.mil TRS before anyone enrolls.
Slide 5 · Leave-behind · TOP's
Write the URL on the board. Then sit down.
- tricare.mil/TRSEnrollment
- topsitreport walkthrough if they want the clicks paused.
- VA and TRICARE never charge a fee to enroll.
Speaker note: Speaker: do not collect SSNs, do not ‘enroll them after formation.’ Point at the door.
5 / 5 · Verify on TRICARE.mil TRS before anyone enrolls.
