TOP's Soldier and Veteran Benefit Report

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In service · Enrollment

AGR is not TRS. You are on active-duty TRICARE.

Full-time Guard and Reserve. Prime or Prime Remote. The Reserve card will send you to the wrong cash register.

TOP

Sign Up One Stop Shop · 2026-09-21

The letters AGR rarely print on TRICARE.mil

Active Guard Reserve and Full-Time National Guard Duty are treated as active duty for TRICARE. That means Prime or Prime Remote — not TRICARE Reserve Select. TRS is a purchase for drilling Selected Reserve who are not on active-duty TRICARE. If DEERS still says Selected Reserve while you are on an AGR tour, every portal will lie.

Enroll on the active-duty door. milConnect. Confirm the status line. Then Prime. Do not open Beneficiary Web Enrollment and tap TRS because a Facebook post said Guard gets TRS.

Teeth and the retirement fork

Sponsor dental is the military clinic or the Active Duty Dental Program. Family buys TDP as an active-duty family. Two products. FSAFEDS health-care FSA is open to AGR — that is fsafeds.gov, Open Season, not milConnect.

Retirement is a fork. 20 years of active federal service is usually a regular retirement with pay now. 20 qualifying years without 20 active years is gray area / TRR. Leaving AGR is a DEERS status change. TAMP is a service determination — do not assume 180 days. Confirm on milConnect.

How to sign up

  1. 01

    Confirm DEERS

    https://milconnect.dmdc.osd.mil/milconnect/

  2. 02

    Enroll Prime, not TRS

    https://www.tricare.mil/Prime

  3. 03

    Read the retirement fork

    https://myarmybenefits.us.army.mil/Benefit-Library/Federal-Benefits/Blended-Retirement-System?serv=121

Open as a walkthrough

Written from Active duty TRICARE. Always confirm on the official page before you enroll.