Veterans · Enrollment
VALife is not VGLI. Pay.gov is the cash register.
Service-disabled veterans can apply for VALife online. It is a different product from the SGLI conversion clock. Premiums go through Pay.gov.
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Sign Up One Stop Shop · 2026-09-21
Two life-insurance doors
VGLI is the conversion from SGLI when you leave service — 240 days with no health questions, then 1 year + 120 with underwriting. VALife is a separate guaranteed-acceptance policy for many veterans with service-connected disability. You apply on VA.gov. You do not convert SGLI into VALife by accident.
VBA’s own walkthrough: enroll online, then pay premiums on Pay.gov. That is the official payment site for a lot of federal bills. Bookmark it. A look-alike invoice in email is still a look-alike.
Getting-out vs already-out
Still converting SGLI? Run the VGLI clock first. Already a veteran with a rating and no VGLI? Read the VALife page before you buy a random whole-life pitch. I am not an insurance agent. The .gov page is the eligibility test.
How to sign up
01
Name the product
Getting out → VGLI clock. Already rated → read VALife.
02
Apply on VA.gov
https://www.va.gov/life-insurance/options-eligibility/valife/
03
Pay on Pay.gov
Official VBA walkthrough exists. Bookmark Pay.gov yourself.
Written from VA.gov VALife. Always confirm on the official page before you enroll.