Veterans
How to sign up for VA home loan Certificate of Eligibility
The guaranty can be used again if you still have entitlement. A Facebook realtor is not the door. The COE is.
01
Request the COE on VA.gov
Login.gov or ID.me. https://www.va.gov/housing-assistance/home-loans/how-to-request-coe/
02
Take it to a VA-approved lender
The COE is not a pre-approval and not a homeowners quote.
03
Read the funding fee rules
https://www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/ — refunds go through VA.
Also on the blog
You Can Use the VA Loan Again — Stop Paying a Facebook Realtor for the COE
The VA loan is not a one-and-done. If you still have entitlement, you can often use it again. The test is the Certificate of Eligibility on VA.gov — Login.gov or ID.me — then a VA-approved lender. A Facebook realtor is not the benefit. Same week VA warned about fake homebuying ads. Type the URL yourself. Funding fee can be waived with qualifying disability compensation. If you paid one you should not have, that is a VA refund question, not a mill.
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