TOP's Soldier and Veteran Benefit Report

Official doors recut monthly · 164 .gov / .mil doors

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Medical, dental, life, VA treatment — grouped by where you actually are.

Reserve, active duty, AGR, TAMP, gray area, then veteran. Educational estimates. The .gov / .mil page still owns the decision. Only the store is for sale.

Age 60 / 65 · TRICARE For Life

Medicare Part B is the on-switch. TFL is not automatic.

TRICARE For Life is wraparound coverage once you have Medicare Part A and Part B. Most people hit it at 65. Gray-area retirees usually get regular retiree TRICARE when retired pay starts (60, or reduced age), then TFL later. Recut from TRICARE.mil — enroll Part B on Medicare.gov.

Have you already been on Social Security Disability Insurance for 24 months (Medicare can start earlier)?
Are you gray area (20-year letter, no retired pay yet)?

Enter a date of birth. This is a calendar, not an enrollment.

  • Part B has a premium. TFL is the wrap, not a replacement for Medicare.
  • You generally need DEERS current and a retiree ID. RAPIDS, not a Facebook rumor.
  • Pharmacy and dental are still separate products.

Print the TFL one-pager