Tools

Medical, dental, life, VA treatment — grouped by where you actually are.

Reserve, active duty, AGR, TAMP, gray area, then veteran. Educational estimates. The .gov / .mil page still owns the decision. Only the store is for sale.

All lanes Reserve Active duty AGR / full-time Family Getting out / TAMP Gray area Veterans NCO kits

Reserve · Selected Reserve

TRICARE Reserve Select checker

TRS is a purchase, not automatic. 2026 published premiums: $57.88 member / $286.66 family. Confirm on TRICARE.mil before you budget.

AGR / full-time? Wrong product. Start here. · Regular active duty? Wrong product. · Orders over 30 days?

$57.88 / month · Verified Jan 1, 2026 against TRICARE.mil costs. If the .gov page moved, trust it.

Are you in the Selected Reserve (drilling Guard or Reserve)?

Are you on active-duty orders that already give you TRICARE Prime or Select?

Are you a federal civilian eligible for FEHB?

Do you need family coverage?

Is your rank E-1 through E-4?

Answer every line. This is a filter, not a promise.

Not open season. Buy it any month you qualify.
Drill, AT, and orders of 30 days or less stay inactive. More than 30 days is active-duty TRICARE — not TRS.
IRR, including Navy Reserve Voluntary Training Units, cannot buy TRS.
Cancel and you generally cannot reenroll for 12 months.
Newborn or adoption: 90 days (120 overseas) or they have no coverage.
FEHB-eligible still locked out of TRS; that exclusion is written through 1 January 2030.