TOP's Soldier and Veteran Benefit Report

Official doors recut monthly · 164 .gov / .mil doors

Source ledger

Bootcamp · Active duty

You just came on Title 10. These enrollments do not wait.

Prime matches the duty station. DEERS first. Teeth, TSP, SGLI, and the home-loan COE are four more doors — not one BWE click.

Not TRS. Not AGR. Those are different cards.

Ask TOP to walk me thereOpen the start card

20 enrollments · 13 recut gaps

Still needed

Next official doors.

Check them off after you enroll on .gov / .mil. Ask TOP if the portal fights you.

  1. Login.gov (and keep the backup codes)

    Do now

  2. Fix DEERS, then book RAPIDS

    Do now

  3. Enroll the Prime option that matches the station

    Do now

  1. Keys

    Do now

    Login.gov (and keep the backup codes)

    One federal key opens milConnect, TSP, BENEFEDS, and VA.gov. CAC readers die. The key should not.

  2. Keys

    Do now

    Fix DEERS, then book RAPIDS

    If the roster still says Selected Reserve, Beneficiary Web Enrollment sells the wrong product. Marriage and a newborn are RAPIDS appointments, not a group text.

  3. Healthcare

    Do now

    Enroll the Prime option that matches the station

    CONUS: Plan Finder on the ZIP. Prime Service Area → Prime. Live AND work more than 50 miles / one-hour drive → Prime Remote. Overseas: Prime Overseas or Prime Remote Overseas. Zero premium for you. Open Season is not yours.

  4. Healthcare

    This monthGap recut

    Open MHS GENESIS

    The military clinic portal. Appointments and messages. Not enrollment. Not milConnect.

  5. Healthcare

    This month

    Sponsor dental is the clinic / ADDP — family is TDP

    Your teeth are the dental treatment facility first. ADDP is civilian care if referred or remote. Family is ineligible for ADDP. They buy the TRICARE Dental Program as an active-duty family.

  6. Healthcare

    When you need itGap recut

    Family vision lives on BENEFEDS, not milConnect

    Active-duty sponsors are not FEDVIP-eligible. Family on a TRICARE health plan often is. Own open season. Recut from BENEFEDS.

  7. Finance

    Do now

    Turn on TSP so the BRS match is real

    The match does not enroll itself. Roth vs traditional is a TSP.gov election, not a TRICARE click.

    TSP.govTSP walkthrough
  8. Finance

    When you need it

    Military OneSource financial counseling is free

    800-342-9647. Type the .mil URL yourself. Not a mill. Not a paid coach.

  9. Education

    When you need itGap recut

    Tuition assistance is a service portal — not 22-1990

    ArmyIgnitED / your service TA office. GI Bill is a different pot. Do not spend Post-9/11 on a class TA would have paid.

    ArmyIgnitEDGI Bill chapters
  10. Education

    This monthGap recut

    Know which GI Bill chapter you actually have

    Chapter 33 vs Chapter 30. Transfer to family is a milConnect election with service rules — not automatic because you served.

  11. Housing

    When you need itGap recut

    Request the VA home loan COE while you still have orders

    Active duty has day-count rules. A COE is not a pre-approval and not homeowners insurance. Recut from VA.gov.

  12. Insurance

    Do now

    Set SGLI amount and beneficiary in milConnect

    Default is not a plan. Name a real human. FSGLI is a separate election on the spouse.

  13. Finance

    Do nowGap recut

    Open myPay and confirm direct deposit

    LES, W-4, allotments, TSP contribution from the paycheck. Login.gov or CAC. A bad routing number is how the first paycheck vanishes.

    myPaymyPay walkthrough
  14. Healthcare

    When you need itGap recut

    FSAFEDS health-care FSA (active duty can buy this)

    HCFSA and dependent-care FSA on fsafeds.gov — not milConnect. Recut from FINRED / FSAFEDS: regular-component active duty and AGR. Open season, or 60 days after you become eligible. Drilling Selected Reserve is a different rule.

    FSAFEDSFSAFEDS walkthrough
  15. Insurance

    Do nowGap recut

    FSGLI on the spouse and kids

    Spouse coverage is not max by default. milConnect, next to SGLI. It dies when SGLI dies unless you convert.

    FSGLIFamily hub
  16. Education

    This monthGap recut

    Transfer Post-9/11 GI Bill (TEB) if you mean to

    milConnect Transfer of Education Benefits. Service-obligation rules. The spouse cannot click it for you. Not automatic because you served.

  17. Education

    When you need itGap recut

    Credentialing Assistance is a different pot from TA

    Licenses and certs. ArmyIgnitED / your service CA office, then DoD COOL to see what the MOS maps to. Do not spend Post-9/11 on a cert TA or CA would have paid.

  18. Healthcare

    This monthGap recut

    Register TRICARE Pharmacy home delivery

    Express Scripts runs the contract. Home delivery is usually the cheapest refill. Military pharmacy is still $0 for you. Recut from TRICARE.mil Rx.

  19. Housing

    This monthGap recut

    Get on Military Child Care — the waitlist is the enrollment

    CDC / CYS fee assistance does not start because you have orders. Recut from Military OneSource: request care, then fee assistance if the installation waitlist is full.

  20. Healthcare

    This monthGap recut

    EFMP if a family member has special medical or school needs

    Mandatory when it applies. DD 2792 / the service portal. It drives command sponsorship and the next PCS. Not optional because the diagnosis is ‘not that bad.’

All nine tracks

Ask TOP

Point me at the enrollment door.

Say the product. I’ll match the recut walkthrough and the official site. Always enroll on .gov / .mil.

12 left today. Don’t paste SSN, passwords, or claim numbers.

Prefer the full finder? Open Ask TOP.