TOP's Soldier and Veteran Benefit Report

Official doors recut monthly · 164 .gov / .mil doors

Source ledger

Bootcamp · AGR

Full-time Guard or Reserve. You are not TRS anymore.

DEERS has to read active duty. Then Prime or Prime Remote. Family dental flipped to the active-duty TDP story. FSAFEDS is a new cash register.

Do not buy TRICARE Reserve Select while you are AGR.

Ask TOP to walk me thereOpen the start card

18 enrollments · 11 recut gaps

Still needed

Next official doors.

Check them off after you enroll on .gov / .mil. Ask TOP if the portal fights you.

  1. Force DEERS to show active duty

    Do now

  2. Enroll Prime or Prime Remote — not TRS

    Do now

  3. Your teeth left TDP. Family stayed.

    This month

  1. Keys

    Do now

    Force DEERS to show active duty

    Personnel posts the orders. If BWE still offers TRS, the roster is wrong. DEERS / DMDC: 800-538-9552.

    milConnectDEERS walkthrough
  2. Healthcare

    Do now

    Enroll Prime or Prime Remote — not TRS

    Plan Finder on the ZIP. Zero premium for the sponsor. TPR is often phone or mail if BWE fights you. East 800-444-5445. West 888-874-9378.

  3. Healthcare

    This month

    Your teeth left TDP. Family stayed.

    Sponsor: clinic or Active Duty Dental Program. Family buys TDP as an active-duty family — not the drilling TDP story, and not FEDVIP dental.

    ADDPWhich dental?
  4. Healthcare

    When you need itGap recut

    FSAFEDS health-care FSA (AGR can buy this)

    HCFSA and dependent-care FSA. Open season on fsafeds.gov, not milConnect. Recut from FINRED: AGR and regular-component active duty. Drilling Selected Reserve is not this door. Recut from FSAFEDS.

    FSAFEDSFSAFEDS walkthrough
  5. Finance

    Do now

    TSP / BRS match on full-time pay

    The match follows the paycheck. Confirm the contribution on TSP.gov after the first AGR LES.

    TSP.govTSP walkthrough
  6. Finance

    When you need it

    20 active years vs 20 qualifying years

    20 years of active federal service is usually a regular retirement with pay now — retiree TRICARE, not TRR. 20 qualifying years without 20 active years is gray area.

  7. Education

    This monthGap recut

    Do not mix TA, Chapter 1606, and Chapter 33

    Full-time orders can change which education pot actually pays. Run VA’s Comparison Tool before you spend a chapter on a class TA would cover.

  8. Housing

    When you need itGap recut

    VA home loan COE

    Qualifying active service can open the COE while you are still AGR. Not a homeowners policy.

  9. Insurance

    Do now

    SGLI amount and beneficiary

    Full-time pay does not reset the beneficiary. Confirm it in milConnect this week.

    VA.gov SGLISGLI walkthrough
  10. Finance

    When you need it

    Military OneSource counseling

    Free. 800-342-9647. Eligible AGR and family. Type the .mil URL yourself.

  11. Finance

    Do nowGap recut

    myPay on full-time pay

    Direct deposit, W-4, allotments, the first AGR LES. Login.gov or CAC. Confirm TSP came out of that paycheck.

    myPaymyPay walkthrough
  12. Insurance

    Do nowGap recut

    FSGLI on the spouse and kids

    Full-time pay does not max the spouse coverage. milConnect, next to SGLI.

    FSGLIFamily hub
  13. Healthcare

    When you need itGap recut

    Family vision lives on BENEFEDS, not milConnect

    AGR sponsors are not FEDVIP-eligible. Family on a TRICARE health plan often is. Own open season. Recut from BENEFEDS.

  14. Education

    This monthGap recut

    Transfer Post-9/11 GI Bill (TEB) if you mean to

    milConnect. Service-obligation rules still apply on AGR orders. The spouse cannot click it for you.

  15. Education

    When you need itGap recut

    Credentialing Assistance vs TA vs GI Bill

    Three pots. COOL first, then the service CA office. Full-time orders can change which one actually pays.

  16. Healthcare

    This monthGap recut

    TRICARE Pharmacy home delivery

    Prime does not enroll the refill. Recut from TRICARE.mil Rx. Home delivery is usually cheaper than retail.

  17. Housing

    This monthGap recut

    Military Child Care waitlist

    AGR families use the same CDC / fee-assistance door as active duty. The waitlist is the enrollment.

  18. Healthcare

    This monthGap recut

    EFMP when a family member needs specialty care or an IEP

    Mandatory when it applies. It will shape the next set of orders. Recut from Military OneSource EFMP.

All nine tracks

Ask TOP

Point me at the enrollment door.

Say the product. I’ll match the recut walkthrough and the official site. Always enroll on .gov / .mil.

12 left today. Don’t paste SSN, passwords, or claim numbers.

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